Our Company Values
For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.
- People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
- Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
- Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
- Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)
August H. Velten
August H. Velten & Associates, Inc.
As a retirement income specialist and 38-year veteran of the financial services industry, August H. Velten understands what his clients need in order to enjoy a comfortable retirement. Augie is a former instructor for The Life Underwriter Training Council and once occupied the legislative seat for the Maine Association of Life Insurers. He has a B.A. in business from L.I.U. New York and has earned many financial services designations including Chartered Life Underwriter (CLU).
Through his financial services company, August H. Velten, Inc., Augie focuses on helping clients create lifetime income strategies that balance asset preservation with growth. His dedication to the financial success and education of the public has inspired him to serve as an instructor for the Council of Financial Educators (COFE) and Adult Financial Education Services (AFES), non-profit corporations that are devoted to helping improve financial literacy of adults ages 50 and over. AFES and COFE specifically aim to help people who are concerned about their retirement savings and securing a safe financial future.
Jessica Velten Waterhouse, Financial Advisor
August H. Velten & Associates, Inc.
Jessica Velten Waterhouse is an Investment Advisor Representative, licensed insurance producer, certified National Social Security Advisor (NSSA), and Vice President of August H. Velten & Associates. As an independent financial advisor with fiduciary responsibility, she is focused on her clients’ needs for asset protection strategies, investment management, and conservative retirement planning.
Jessica works with clients of all ages to achieve their financial futures from income analysis to social security claiming strategies. Passionate about empowering people through financial education, Jessica regularly offers workshops on Social Security as well as topics specific to women and retirement. As an entrepreneur, she has built her business by maintaining close, trusted relationships with her clients.
Tom Rozman, CFA®, CAIA®
Mr. Rozman, Chief Investment Officer, is responsible for leading the investment team for Simplicity Wealth. Prior to Simplicity, Mr. Rozman was President and Chief Investment Officer of Sawtooth Solutions. He also worked in Institutional Sales and Trading at Merrill Lynch. Mr. Rozman is a Chartered Financial Analyst®, Chartered Alternative Investment Analyst®, and is Series 65 registered. He has previously held Series 7 and 24 securities licenses. He earned an M.B.A. from the University of Chicago and a B.A from St. Olaf College.
Mr. Margolies serves as Director of Compliance. Mr. Margolies is responsible for developing and enhancing the compliance protocol across the Group. Mr. Margolies has over 20 years of compliance and supervisory experience, including leading the compliance team at a global life and annuity wealth management insurance company. Mr. Margolies earned a B.A. in Business from Stockton University.
Mr. Leonard serves as Chief Compliance Officer of Simplicity Wealth. He is responsible for implementing the compliance program and assisting financial professionals to meet their compliance obligations. He has been FINRA licensed since 2005 and began his supervisory career in 2007. Mr. Leonard earned a B.A. & B.S. from Boston University.
Plan For Your Future
There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.