Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm, nor does it indicate that the adviser has attained a particular level of skill or ability. Insurance, Consulting and Education services offered through  the  Velten Waterhouse Advisors.  Velten Waterhouse Advisors is a separate and unaffiliated entity from Simplicity Wealth.